Temporary Work Disability Insurance (ILT)
Temporary Work Disability Insurance (ILT)
We protect you with daily compensation during your sick leave, because temporary disability should not jeopardise your finances.
Key Benefits of ILT Insurance
- Daily compensation during the period of medical leave due to illness or accident.
- Coverage for both common and professional contingencies.
- Flexibility: you decide the daily amount and the excess period (from the first day or after several days of sick leave).
- Compatible with other benefits (INSS, mutual insurance companies...).
- Tax deductible if you are self-employed (form 130/100).
- Fast processing and no complicated paperwork.
Can you imagine suffering a sick leave and not receiving income for weeks or months?
Temporary Work Disability Insurance (LTI) is designed to give you peace of mind during these times, compensating for financial loss during your recovery period. This insurance is specially designed for the self-employed, liberal professionals and workers with variable incomes, who cannot afford to stop their activity without support.
At DYLSI we work with AXA Seguros, one of the most solid companies on the market, to offer you flexible, efficient coverage tailored to your real needs.
What does Temporary Work Disability Insurance cover?
ILT Insurance protects your income when you are unable to work due to illness or accident. If a doctor prescribes you to take time off work, this insurance compensates you with a daily amount for the duration of your recovery. It is an ideal solution for those who are not guaranteed a fixed income during a sick leave, such as the self-employed, liberal professionals or employees without an agreement.
This insurance offers you flexibility: you choose the daily amount you wish to receive, starting from €30, adapting it to your situation and budget.
The procedure is simple. It is enough to present the medical report of sick leave for the company to activate the compensation. No hospitalization or other complex requirements are required. In addition, this insurance is compatible with other public or private benefits, and if you are self-employed, you can deduct it for tax purposes in your personal income tax return.
Another important advantage is that it also covers sick leave due to psychological causes, such as anxiety, as long as they are properly diagnosed. In a demanding work environment, having this coverage can make the difference between going through a bad time or facing it with financial security.
Secure your income
With our temporary incapacity for work insurance you are covered for any unforeseen health event.
Gain peace of mind
No one is exempt from having a health problem. It prevents further headaches.
Protect your economy
Minimize risks and dedicate yourself to your activity without worries.
Secure your employment status with DYLSI
ILT Insurance
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