Insurance for Businesses in Spain

Business Insurance

Every company and every self-employed person faces very different risks: a neighbourhood shop, a professional office or a small industrial SME are not protected in the same way. Our insurance for companies and businesses offers you a flexible multi-risk solution so that you can insure your premises, your activity, your income and your liability to third parties with a single policy tailored to your business.

Every business client starts with a RiskMap session

One hour to understand your business before talking about policies.
No cost, no commitment.

Before proposing any coverage, we analyse five risk areas with you: personal protection, income protection, assets, liability and business continuity. The result is a clear map of your real exposure and a prioritised protection plan.

Insurance designed for those who make things work

  • Basic coverages such as fire, water damage, extensive risks, electrical damage, among others.
  • Whether you are a homeowner or a tenant, find the coverage you need.
  • Civil liability cover
  • Loss of profits if your activity is paralyzed by an accident
  • 24-hour support

Business insurance: your business is more than just commercial premises

 

Behind every business there is a story, hard work and many hours of dedication. At DYLSI we know this, and that’s why we help you protect your business with insurance that covers your company against unforeseen events such as fire, theft, water damage or business interruption.

Our team analyses your situation and designs insurance tailored to the size, location and type of business, whether you are self-employed or manage an SME, so that you can continue to grow with peace of mind.

Protect your business against unforeseen events involving third parties

A minor accident can have major consequences. That is why the civil liability coverage included in our business insurance policies is essential to protect you against claims from customers, suppliers or neighbours for personal injury or property damage.

At DYLSI, we help you define the right level of coverage for your business, avoiding unnecessary risks and ensuring that every detail is covered in your business policy.

Keep your business running, even when you can’t open

An unforeseen event may force you to halt your business activity, but it should not halt your income. Loss of profits coverage within your business insurance guarantees the financial stability of your business if you suffer an accident that prevents it from operating, covering fixed costs and the profit margin you would otherwise lose.

At DYLSI, we help you calculate the right level of protection based on your turnover, structure and actual needs, so that your efforts are not interrupted by circumstances beyond your control and your business can continue to move forward.

Why choose DYLSI?

We will work with you to design protection that truly fits your business, with business insurance tailored to your actual needs.

  • We listen to you first: we understand your situation, your concerns and what you want to achieve.

  • We work with you to find the best solution: we adjust coverage, insured amounts and conditions to suit you, not the other way around.

  • We are there when you need us: in every step of the process, with every question and at every stage, always by your side.

With DYLSI, you are not just choosing another insurance policy, you are choosing a team.

Professional support

At DYLSI, you will find people, not platforms. When you take out your business insurance, you will be assisted by a trained team that is available and committed to providing you with prompt service.

Risk analysis

We take the time to understand how your business works, your most important assets and potential vulnerabilities. This allows us to design protection tailored to the reality of your business, not a generic template.

Management and agility

In the event of a claim, we deal directly with the insurance company to ensure that everything is resolved quickly and fairly. We review your case, guide you through every step of the process and look after your best interests.

Business Insurance

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Frequently asked questions about our insurance policies

What is business insurance?

Business insurance is a multi-risk policy that protects your business against the main risks associated with its activity: damage to premises and contents, business interruption, theft and third-party liability. It is designed for both self-employed professionals and SMEs with physical shops, offices or service businesses.


How is the price of business insurance calculated?

The premium for business insurance is calculated based on factors such as: the type of activity, the location of the business, the size of the premises, turnover, fire and theft security measures, the value of the insured property and the claims history. Based on this information, we adjust capital and coverage so that you have adequate protection at a fair price.

Is it compulsory to take out insurance for my business?

In many cases, there is no legal obligation to take out insurance for businesses, but it may be mandatory to have certain types of insurance (for example, specific civil liability insurance for regulated professions or insurance required by rental agreements).

In any case, having your business or company uninsured poses a high risk to your assets.

If you are already a customer, manage your life insurance from one click

Download or access the MyAXA customer area, where you can conveniently manage all insurance services.

If you are looking for insurance for you and your family, explore our solutions.

Other insurances that may interest you

So that you feel supported, we will be by your side to accompany you, just take care of enjoying yourself.

Temporary Work Disability Insurance

Hospitalization Insurance

Home Insurance

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