Legal notice

The owner of this website belonging to the www.dylsi-seguros.com Website is DYLSI AGENCIA DE SEGUROS, SL with B16846255 registered office at CALLE PASSEIG DE ILLETES, 2, LOCAL 11, CAS CATALÀ-ILLETES (07181) BALEARES, and registered in the Mercantile Registry of Mallorca under number 01715/2021.

DYLSI AGENCIA DE SEGUROS, SL is registered in the special administrative register of insurance intermediaries of the Directorate General of Insurance and Pension Funds, with the registration code C0723B16846255.

Through this page, user information is collected to access and make available to users and customers insurance products and services offered by DYLSI AGENCIA DE SEGUROS, SL, owned by AXA SEGUROS GENERALES, S.A. DE SEGUROS Y REASEGUROS, as well as other companies of the Group in Spain such as AXA AURORA VIDA, S.A. DE SEGUROS Y REASEGUROS; AXA PENSIONES, S.A. PENSION FUND MANAGEMENT ENTITY.

Remember that, if you do not agree with the conditions established in this document, you must not continue browsing or accessing the contents of the same and that, in any case, the fact of accessing the website implies acceptance of the aforementioned conditions.

To contact DYLSI AGENCIA DE SEGUROS, SL, do so at www.dylsi-seguros.com or by calling one of the telephone numbers available in this section.

Contact telephone numbers:

(+34) 680 826 803 – Darryl López Rey (Company Administrator and Agency Director)

GENERAL TERMS AND CONDITIONS OF USE

I.- PURPOSE

The use of the website confers the status of user of the same.
Consequently, prior to using the service, the User must carefully read the General Conditions and the Privacy Policy.

The purpose of this website is to collect the necessary data from the user so that DYLSI AGENCIA DE SEGUROS, SL can provide services and information about the products and services that can be contracted with the AXA Group in Spain.
The information contained on this website is not aimed at investors in whom current regulations do not allow them to acquire, distribute, market or be taxable subjects of an offer of products of this type.
Therefore, it is necessary to know in advance the legal conditions for the acquisition, distribution or marketing of the products.

II.- USER IDENTIFICATION

A User of this microsite will be any person who requests to be contacted by DYLSI AGENCIA DE SEGUROS, SL and gives their consent to the conditions established in the Privacy Policy for this purpose.
The privacy policy and the cookies policy include information so that the User is duly informed.

III.- USE OF THE ACCESS SERVICE

The User undertakes to use the Internet access service in good faith, diligently and appropriately, without engaging in activities that may be considered illicit or illegal, that infringe the rights of the service provider or third parties, complying at all times with the rules of good behavior on the network and with the policies of acceptable use of the networks frequented, not making fraudulent use of the information or the contents existing therein.

Likewise, the User expressly undertakes not to carry out any conduct tending to deteriorate or overload the service and, in particular, to avoid:

  1. Destroy, alter, render useless or otherwise damage the data, programs or electronic documents of the service provider or third parties.
    Obstructing the access of other Users to the Internet, as well as carrying out actions that damage, interrupt or generate errors in the access system.
  2. The mass sending of commercial communications by e-mail or other equivalent means of electronic communication to recipients who have not expressly requested their sending.
  3. Attempt to access, delete, copy, or modify other Users’ email messages.
  4. Introduce programs, viruses or any other device that causes or is likely to cause any type of alteration or damage to the computer systems of the service provider or third parties.

The service provided by the Agent through this page is free of charge and there is no commitment on the part of the Agent to the continuous maintenance of the service, reserving the right to suspend or terminate it, partially or totally, as well as to modify the contents at any time.

Remember that, if you do not agree with the conditions established in this document, you must not continue browsing or accessing the contents of the same and that, in any case, the fact of accessing the website implies acceptance of the aforementioned conditions.

IV.- PRODUCT CONTRACTING

When the user is asked for the necessary data for the contracting of products and/or services, the user is informed that the completion of all the personal data provided is voluntary but necessary to carry out the requested management, so the User must guarantee its validity and veracity.

V.- INTELLECTUAL AND INDUSTRIAL PROPERTY

The User acknowledges that he/she does not have intellectual and industrial property rights over the graphics, texts, plans, buttons and, in general, all the information contained in the pages or website to which he/she accesses and that the reproduction, uploading, presentation, execution, transmission, storage, translation, adaptation, arrangement or distribution, whether total or partial, carried out without the consent and express authorisation of the Agent constitutes an infringement of intellectual and industrial property rights.

The Agent does not grant any licence or authorisation of use of any kind on its industrial and intellectual property rights or on any other property or right related to the website, the Services or the Contents.

VI.- LIABILITY FOR DAMAGES

The User will be liable for any damages that may be caused to the Agent by non-compliance and non-observance of the instructions and General Conditions of use of the service when there has been willful misconduct, fault or negligence.

VII.- QUALITY OF SERVICE AND SECURITY MEASURES.

The Agent has adopted the levels of security and technical means at its disposal to guarantee the maximum confidentiality of the information and personal data provided when accessing the Clients Website.
Notwithstanding the foregoing, the User must be aware that security measures on the Internet are not impregnable.
Access to this website does not imply the control of viruses or any other harmful computer element by AXA.

In any case, the User is obliged to have adequate tools for the detection and, where appropriate, deletion of such elements.

VIII.- RESPONSIBILITY FOR THE LINKS INCLUDED IN THE NETWORK

The Agent will not be responsible for the information it sends to the client of its services through the links that may exist, provided that it does not have effective knowledge that the activity or information to which such links refer or recommend is illegal or that it damages the property or rights of a third party that may be subject to compensation. or if it does, act diligently to remove or disable the corresponding link.

The Agent cannot guarantee that the links to other places are accurate at the time of access, and no obligation may be required to update them from this company.

Hyperlinks to AXA Group sites and third parties depend on each linked site and the contents of these pages are the responsibility of the entity that owns them. DYLSI AGENCIA DE SEGUROS, SL is not responsible for the contents of the linked sites, nor does it guarantee that these sites are operational at all times since it does not carry out periodic checks on their status.

IX.- DENIAL OF ACCESS

DYLSI AGENCIA DE SEGUROS, SL reserves the power and right to deny or withdraw access to the website at any time to those Users who fail to comply with the General Conditions of Use of the service or those that, where applicable, are applicable, as well as to those who make improper use of the service.

X.- USE OF THE CONTENTS

The information provided through this website is of an indicative nature, so the information or profitability of the contracted products that are provided through this website at a precise time are not binding, and may vary in future consultations.

The User undertakes to use the Content in good faith, diligently, correctly and lawfully and, in particular, undertakes to refrain from:

(a) use the Content in a manner, for purposes or effects contrary to the law, morality and generally accepted good customs, in particular the rules of behaviour on the Internet or public order;

(b) reproduce or copy, distribute, allow public access through any form of public communication, transform or modify the Contents, unless authorized by the owner of the corresponding rights or it is legally permitted;

(c) delete, circumvent or manipulate the copyright and other identifying data of the rights of the Agent or its owners incorporated into the Contents;

(d) use the Contents and, in particular, the information of any kind obtained through the website or the Services to send advertising, communications for direct sales purposes or with any other type of commercial purpose, unsolicited messages addressed to a plurality of people regardless of their purpose, as well as to refrain from marketing or disseminating such information in any way.

XI.- EXCLUSION OF GUARANTEES AND LIABILITY

1.- Exclusion of guarantees and liability for the operation of the Portal and the Services.

Availability and continuity, usefulness and fallibility.

DYLSI AGENCIA DE SEGUROS, SL does not guarantee the availability and continuity of the operation of the website and the Services. Where reasonably possible, the Agent will give prior notice of interruptions in the operation of the website and the Services. The Agent also does not guarantee the usefulness of the website and the Services for the performance of any particular activity, nor its infallibility and, in particular, although not exclusively, that Users can effectively use the website and the Services, access the different websites or those from which the Services are provided.

DYLSI AGENCIA DE SEGUROS, SL IS NOT LIABLE FOR DAMAGES OF ANY KIND THAT MAY BE DUE TO THE LACK OF AVAILABILITY OR CONTINUITY OF THE OPERATION OF THE WEBSITE AND SERVICES, AND IN PARTICULAR, ALTHOUGH NOT EXCLUSIVELY, TO FAILURES IN ACCESS TO THE DIFFERENT WEBSITES OR THOSE FROM WHICH THE SERVICES ARE PROVIDED.

Privacy and security in the use of the website and the Services.

DYLSI AGENCIA DE SEGUROS, SL guarantees the privacy and security of the website and the services offered therein, however, the Agent is not responsible for any damages that may be caused to users if there is access by unauthorized third parties and they access the conditions. characteristics and circumstances of the use that Users make of the website and the Services.

2.- Exclusion of guarantees and liability for the Contents. DYLSI AGENCIA DE SEGUROS, SL does not control or guarantee the absence of viruses or other elements in the Contents that may cause alterations in your computer system (software and hardware) or in the electronic documents and availability and continuity of the files stored in your computer system.

DYLSI AGENCIA DE SEGUROS, SL IS NOT RESPONSIBLE FOR DAMAGES OF ANY KIND THAT MAY BE DUE TO THE PRESENCE OF VIRUSES OR THE PRESENCE OF OTHER ELEMENTS IN THE CONTENTS THAT MAY CAUSE ALTERATIONS IN THE COMPUTER SYSTEM, ELECTRONIC DOCUMENTS OR FILES OF THE USERS.

3.- Exclusion of guarantees and liability for services and content hosted outside the website. The website provides Users with technical linking devices (such as, among others, links, banners, buttons), directories and search tools that allow Users to access websites belonging to and/or managed by third parties (hereinafter, “Linked Sites”). The installation of these links, directories and search tools on the web has the sole purpose of facilitating the search and access of the information available on the Internet by Users.

DYLSI AGENCIA DE SEGUROS, SL does not offer or market the products and services available on the Linked Sites by itself or through third parties. The User, therefore, must exercise extreme caution in the evaluation and use of the services, information, data, files, products and any kind of material existing on the Linked Sites.

DYLSI AGENCIA DE SEGUROS, SL DOES NOT GUARANTEE OR ASSUME ANY TYPE OF LIABILITY FOR DAMAGES OF ANY KIND THAT MAY BE DUE TO INFORMATION, DATA, FILES, PRODUCTS AND ANY KIND OF MATERIAL EXISTING IN THE LINKED SITES.

(A) THE OPERATION, AVAILABILITY, ACCESSIBILITY, OR CONTINUITY OF THE LINKED SITES; (B) MAINTAINING THE SERVICES, CONTENT, INFORMATION, DATA, FILES, PRODUCTS, AND ANY OTHER MATERIAL ON LINKED SITES; (C) THE PROVISION OR TRANSMISSION OF THE SERVICES, CONTENT, INFORMATION, DATA, FILES, PRODUCTS AND ANY KIND OF MATERIAL EXISTING ON THE LINKED SITES; (D) THE QUALITY, LEGALITY, RELIABILITY AND USEFULNESS OF THE SERVICES, CONTENTS,

XIII.- DURATION OF THE PROVISION OF THE SERVICE

The provision of the service will, in principle, be indefinite. Any subsequent modification of the content of this Legal Notice will be published by this same means. Changes made for legal reasons will take effect immediately.

XIV.- APPLICABLE LAW AND COMPETENT JURISDICTION

For any controversy or question that may arise from the application, execution and interpretation of this Agreement, the parties will apply the principles of good faith and will be governed by Spanish law. In the event of judicial resolution of disputes, the Court in which the User is domiciled will have jurisdiction, provided that the User is considered a consumer and is located in Spanish territory.

In the event that the User does not have such consideration, being therefore a professional or businessman, or in the event that being a consumer, he or she is domiciled outside Spain, they will submit, expressly waiving any other jurisdiction, to the Courts and Tribunals of Madrid Capital.

[Last updated: September 30, 2023]

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