Pension Plans
Pension and Savings Plans
We help you look to the future with peace of mind. We offer a comprehensive range of AXA Pension Plans, designed to help you supplement your state pension.
Pension Plans to secure your retirement
Planning your retirement doesn’t have to be complicated. We provide personalized advice so you can choose the most appropriate product based on your age, income, risk tolerance, and long-term goals.
- Tax savings each year
- Ideal complement to the public pension
- Flexibility in contributions
- Transfers without cost or taxation
- Wide range of investment profiles for your savings
What are Pension Plans?
Pension Plans are financial instruments designed to build up long-term capital, which will mainly be recovered upon reaching retirement age, although they can also be redeemed in other circumstances such as disability, serious illness or long-term unemployment.
They are regulated by law and offer tax incentives that reduce the income tax base, resulting in tax savings each year.
Why choose DYLSI?
Key advantages of Pension Plans
Tax savings each year
You can deduct up to €1,500 per year for your contributions on your tax return, or even more if your company subscribes to the plan as a social benefit.
Ideal complement to the public pension
Social Security pensions are subject to changes and are usually less than the last salary received. A private plan allows you to maintain your quality of life after retirement.
Flexibility in contributions
You can adjust the amount and frequency according to your means. You can contribute more in good years or pause if needed.
Transfers without cost or taxation
You can move your plan between entities or products without penalty or tax impact, maintaining seniority and acquired rights.
Wide range of investment profiles
AXA offers conservative, balanced, and dynamic plans based on your age and risk tolerance. You can change your strategy over time.
Frequently asked questions about our pension plans
Who can take out a pension plan?
Anyone can take out a pension plan, regardless of their age or employment status. They are particularly recommended for employees, self-employed workers and people who want to plan their financial future in advance.
Can I change my pension plan or transfer it to another pension provider?
Yes. Pension plans allow transfers between institutions or changes of plan without tax consequences. This makes it easier to adapt your savings to new needs or improve returns without losing accumulated benefits.
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