Insurance for foreigners
Discover new protection options for foreigners in Spain with DYLSI Seguros.
We specialise in offering personalised coverage that fits your needs and gives you the peace of mind you are looking for in your experience as a foreigner resident in Spain.
To change cities is to face novelty.
Customs, people and rules to discover.
Our job is to accompany you in this process by making you feel safer and helping you protect what matters most to you in the most comfortable and simple way possible.
Our focus is on offering you the best insurance adapted to your needs and taking care of managing everything, with impeccable communication to keep you informed of what you need to know about your products.
Why DYLSI
It should be your agency:
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Your insurance in English
We speak in your language, without translators or interpreters.
You will be able to explain yourself with the peace of mind of feeling heard and understood at all times.
We take care of the entire process
Our job is to mediate between the client and the insurer, we take care of all the procedures and procedures free of charge.
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We are a true POWER TEAM
We have the best in-house team of insurance agents and the best specialized collaborators.
For families, couples, professionals and entrepreneurs
No matter the reason that brings you to reside in Spain, whether temporarily or permanently, we have the insurance that best suits your needs.
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An insurance compatible with the residency process in Spain
Our health insurance insurance will allow you to carry out the visa or residency procedures, we will provide you with all the documentation you will need.
Insurance for foreigners that will make you feel at home
Discover the protection you need as a foreign resident in Spain.
With AXA you are safe, and with DYLSI we make it easier for you.
Health Insurance
- Wide range of health insurance, with or without co-payments, through medical directory or expense reimbursement so that you can go to any doctor around the world, you decide.
- Agile and direct access to specialists and diagnostic means without long waiting lists.
- Find care in your language, we help you find doctors who speak your language, when it comes to your health, communication is important.
- AXA is one of the few insurers that guarantees you lifetime coverage, this means that they cannot cancel your health insurance if you do not want to.
- Extensive preventive medicine programs, from annual complete check-up, early diagnosis of breast, coronary, urological, colon, skin, glaucoma prevention, or oral cleaning.
- Worldwide travel assistance coverage up to €15,000.
- If you need health insurance to complete your residency or visa process, we help you with everything so that you don’t have to worry about anything, we do it frequently.
Life Insurance
- When we have a family with dependents, it is time to think further: life insurance offers peace of mind and guarantees the financial stability of your loved ones in the event of unforeseen events such as death (due to accident or illness), permanent disability (not being able to work permanently), or suffering from a serious illness.
- When there are debts such as mortgages, it is advisable to have this type of protection to ensure that in the event of an unforeseen event, our family does not have to bear these financial burdens.
- If you have your own business, or are a qualified professional, you can protect your independence by ensuring that in the event of a situation where you cannot work, you receive financial support.
- Do you have life insurance with the bank for your mortgage?
You should know that you are not obliged, and that we have more competitive and complete options for you.
In addition, we help you understand your rights against the bank.
Home Insurance
- Home is our main asset and at the same time our refuge.
We must have the peace of mind that it is protected against unforeseen events. - Whether you are a tenant or an owner, it protects your liability to third parties, as well as your goods and valuables.
- Part of our service at the agency is to help you during the processing of claims, making it a simple process.
- Having insurance if you have a mortgage is mandatory.
You are not obliged to have it with your bank, you can choose to work with professionals.
Trade/Business Insurance
- Small entrepreneurs deserve to take care of their investment, their dream and therefore their base camp.
- With the peace of mind of being accompanied in case of eventualities, we take care of all the procedures.
Your time is money. - Common coverage such as fire, theft, water damage, natural phenomena, electrical damage and computer breakdown, compensation for business interruption, among others.
Car Insurance
- You have assistance from the agency in claims, we take care of everything.
- We adapt the coverage you need, you just have to tell us what worries you.
- We can transfer your bonuses from your insurer in your country so that you can get a better price on your first insurance in Spain.
- Set up your excess, free choice of workshops, courtesy vehicle, travel around Europe with full assistance coverage and much more.
Travel Assistance Insurance
- Escape to see the world and go calm, we care about your health.
- Take out your insurance for a specific trip on the dates you need, or do it annually for all your trips.
- Includes coverage for damage and theft of your luggage and personal effects.
- Cancellation guarantee so that you can recover the costs, as long as you take out the insurance within 7 days of booking your trip.
- Most importantly, coverage of healthcare expenses abroad during the trip.
With AXA you will also not have to advance the money.
Backup insurance.<br /> civil
- Mistakes happen and as people we can make mistakes, the important thing is to have tools that protect us and help us face the consequences.
- With this insurance you will protect yourself against claims from third parties for errors, omissions or negligence that cause damage to customers, suppliers or third parties in general, during the development of our professional activity.
- It is adapted and customized taking into account the different needs and possible risks of your organization.
- At DYLSI, as experts, we will help you identify what you need, prevent and insure those risks of your activity.
- Whether you work in Spain, or in the rest of the world, as well as if you offer a service or a product.
- In the event of receiving a claim, with this insurance you will have coverage for the legal expenses necessary for your defense, both in Spain and in other countries, as you need for your activity.
Sick leave insurance
- This insurance helps you deal with a loss of income due to an illness or accident that temporarily prevents you from working.
- Usually, the pension we receive from Social Security in the event of sick leave is not enough to cover our fixed expenses, both family and business.
Receive daily compensation for the time you can’t work so that you can recover with peace of mind and return to your business strong. - Enjoy coverage 24 hours a day, 365 days a year, both in your work and in your private life.
- Commitment to payment within 48 hours from the time you submit all the necessary documentation for processing.
- Without tracking the leave, you will receive compensation from the moment coverage is confirmed, this advance payment allows you to better plan your recovery.
- If you have previous insurance, we will eliminate waiting periods.
- Up to €500 per year is deductible as an expense in your personal income tax, as health insurance.
PIAS savings insurance
- Saving privately is necessary to supplement the public pension you may receive from Social Security, which is insufficient to maintain your quality of life when you retire.
Start saving from €50/month.
It offers liquidity from the first year, you will be able to access your savings if you need it, to deal with unforeseen events or set medium-term goals. - Generate attractive returns on your savings by accessing investment fund portfolios.
Diversify and participate in the most important funds on the market, always accompanied by the advice of our experts. - Product that offers great flexibility: Increase or decrease your contributions, stop and resume them when you need to, change the investment option.
No additional costs and with help from our agency. - This product offers tax advantages if you have it in the form of a life annuity, reducing the taxes on profits that you will have to pay.
Pension plan
- Escape to see the world and go calm, we care about your health.
- Take out your insurance for a specific trip on the dates you need, or do it annually for all your trips.
- Includes coverage for damage and theft of your luggage and personal effects.
- Cancellation guarantee so that you can recover the costs, as long as you take out the insurance within 7 days of booking your trip.
- Most importantly, coverage of healthcare expenses abroad during the trip.
With AXA you will also not have to advance the money.
Construction insurance.<br /> and promotion
- Are you planning to do a renovation work on your home, or build your new house from scratch?
Then you are interested in knowing how to protect your investment, as well as your assets in case of unforeseen events. - As a developer of a work, it is important that you have protection against third-party claims in the event of an accident during the work, for this you use civil liability insurance for developers.
- As important as covering the damage you cause to third parties, it is also important to protect yourself for damage that occurs to the work you carry out, for this construction comprehensive insurance is used.
- It is a temporary insurance that is carried out for each work you do, whether as a developer or builder.
- It is a useful solution to protect our investment, thus avoiding in the event of a mishap, resorting to mortgages or loans, sometimes necessary to finish the work.
- You can insure a new build, a renovation or a refurbishment.
In the same insurance, all the parties involved can be covered. - Many of the risks related to the execution of the work are not covered by the insurance of the builder or other professionals, so you must be clear about how to protect your investment, we explain everything from scratch so that you have peace of mind.